• Assisted Living/Nursing Homes
    • Helping an elderly woman in assisted living

      Target Classes
      Assisted Living
      Skilled Care
      Independent Living

       

      Lines of Coverage
      Professional and General Liability
      Sexual Misconduct and Physical Abuse Liability Employee Benefits Liability
      Tenant Legal Liability Medical Expenses

  • Building Trade Contractors
    • building-trade-contractor-menu-thumb

      Target Classes
      Concrete Construction
      Carpentry
      Electrical
      Masonry
      Painting
      Plumbing

       

      Lines of Coverage
      Automobile
      Contractors equipment
      Crime
      General liability
      Installation floater
      Property
      Umbrella
      Workers Compensation

  • Commercial General Contractors
    • commercial-general-contractors-menu-thumb

      Target Classes
      Concrete Construction
      Carpentry
      Electrical
      Masonry
      Painting
      Plumbing

       

      Lines of Coverage
      Automobile
      Contractors equipment
      Crime
      General liability
      Installation floater
      Property
      Umbrella
      Workers Compensation

  • Excess Mine Subsidence
    • excess-mine-subsidence-menu-thumb

      Target Classes
      Commercial buildings located in Illinois.
      Coverage in excess of the Illinois Mine Subsidence Insurance Fund.

       

      Lines of Coverage
      Mine subsidence limits up to $1,000,000 any one loss, any one building subject to a maximum Total Insured Value of $7,000,000 any one schedule/assured
      Risk with overall values in excess of these limits subject to underwriting approval prior to binding.

  • Land Improvement Contractors
    • land-improvement-contractors-menu-thumb

      Target Classes
      Grading of land
      Landscaping
      Excavating

       

      Lines of Coverage
      Automobile
      Business income
      Contractors equipment and equipment rental
      Crime
      Comprehensive general liability
      Installation floater
      Property
      Umbrella
      Workers compensation

  • Liquor Liability
    • liquor-liability-menu-thumb

      Target Classes
      Restaurants
      Taverns
      Bars
      Package stores
      Halls or caterers
      Private and fraternal clubs
      Nightclubs 
      Riverboat casinos
      Wholesale distributors
      Hotel/motel
      Bowling alleys
      Special events

       

      Lines of Coverage
      Each common cause-$2,000,000 CSL.
      Common law-$1,000,000 each occurence and $1,000,000 aggregate.

  • Manufactured Homes
    • manufactured-homes-menu-thumb

      Target Classes
      Illinois and Missouri
      Single and multi-sectional homes
      Owner-occupied homes
      Rental homes
      Tenant-occupied homes
      Seasonal homes
      Replacement cost on home may be available
      Replacement cost on contents of home may be available

       

      Lines of Coverage
      Fire and lightning
      Windstorms
      Explosion
      Falling objects
      Vehicle damage
      Smoke damage
      Tearing asunder
      Glass breakage
      Theft
      Vandalism and malicious mischief

  • Monoline Earthquake
    • monoline-earthquake--menu-thumb

      Target Classes
      Available for Illinois, Missouri, and Arkansas
      For commercial and residential buildings

       

      Lines of Coverage
      Monoline earthquake coverage

  • Monoline Worker’s Compensation
    • monoline-workers-compensation-menu-thumb

      Target Classes
      All Trucking Classes
      Restaurant and food service operations
      Gas station, self-service and convenience/grocery
      Retail stores
      Wholesale operations
      Light manufacturers
      Machine shops
      Office exposures
      Specialty trade contractors
      Automotive sales & services risks

       

      Lines of Coverage
      Risks located in Illinois, Missouri and Arkansas
      A + Rated (Superior) carrier by A.M. Best
      Competitive commissions
      Guaranteed Cost policy; payment plans available
      New ventures may be eligible

  • Onshore Oil and Gas Extraction
    • onshor-oil-gas-extraction-menu-thumb

      Target Classes
      Oil and gas lease operators
      Oil lease contractors
      Well services contractors
      Drillers

       

      Lines of Coverage
      Automobile
      Contractors equipment
      Crime
      General liability
      Property
      Umbrella
      Workers compensation

  • Special Event
    • special-events-menu-thumb

      Target Classes
      Arts and crafts shows
      Beer gardens/beer tents
      Class and family reunions
      Concerts (no hard-rock, rap or hiphop)
      Conventions/trade shows/exhibits
      Concessionaries
      Festivals and fairs
      Fireworks displays (sponsor's risk only)
      Fishing tournaments
      Flea markets
      Fund raisers
      Hole-in-one prize indemnification
      Motor vehicle events
      Musical and theatrical performances
      Parades
      Parties/picnics
      Political and social events
      Sporting events
      Tractor pulls/demolition derbies
      Turkey shoots
      Weddings and wedding receptions

       

      Lines of Coverage
      General liability
      Liquor liability
      General liability with liquor liability

  • Street and Road Builders
    • stree-road-construction-menu-thumb

      Target Classes
      Street construction
      Road construction
      Bridge construction

       

      Lines of Coverage
      Automobile
      Contractors equipment and equipment rental
      Crime
      General liability
      Blasting operations coverage is available
      Limited contractors worksite pollution coverage
      Aggregate limits per project/per location
      Installation floater
      Property
      Umbrella (limits up to $25,000,000)
      Workers Compensation

  • Commercial Trucking
    • commercial-trucking-menu-thumb

      Target Classes
      All Radius
      All Classes

       

      Lines of Coverage
      Commercial auto liability - $5,000,000 CSL
      Auto physical damage
      Cargo
      Truckers general liabity
      Truckers Worker's Compensation

  • Utility Contractors
    • utility-worker-menu-thumb

      Target Classes
      Waterline construction
      Sewerline construction
      Underground conduit construction
      Telephone line construction
      Cable TV line construction
      Horizontal directional drilling (boring)
      Low pressure gas main construction

       

      Lines of Coverage
      Automobile
      Business income (including extra expense)
      Contractors equipment and equipment rental
      Crime
      General liability
      Blasting operations coverage is available

      • Limited contractors worksite pollution coverage
        Installation floater
        Property
        Umbrella
        Underground coverage for contractors' equipment
        Workers Compensation
  • Building Trade Contractor Insurance

    Because work accidents happen

  • Commercial Auto Insurance

    Protect your business from any bumps in the road

  • Liquor Liability Insurance

    Coverage to make sure the fun doesn't end

  • Special Events Insurance

    Make sure your next special event goes off without a hitch

The Midwest’s Premier Managing General Agency & Excess Surplus Lines Broker

W.A. Schickedanz Agency, Inc./Interstate Risk Placement, Inc. has been a trusted, professional provider of underwriting services for commercial insurance and high-risk insurance for more than 80 years. We provide specialty commercial insurance solutions to a vast network of independent insurance brokers and agents in Illinois, Missouri and Arkansas.

W.A. Schickedanz Agency, Inc./Interstate Risk Placement, Inc. provides access to specialty programs for property and casualty insurance, commercial transportation, workers compensation, personal lines, professional liability and E&O, and brokerage. We are a privately owned agency that is nationally recognized, and we hold both domestic and international underwriting contracts with top-rated A carriers including Lloyd’s of London, Hartford, Bituminous and many more.

Industry Tips

Maxum's New General Contractors Underwriting Guidelines

Are you a general contractor whose subcontracted work exceeds your employee payroll? We can help:

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Accounts Written

accounts-written

  • Accounts Written November 2016

    Vacant Movie Theater* Property Only * $515 premium                 Vacant Hospital w/ Office Building* Property Only * $7,350 premium General...

More Accounts Written

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